Just because we're low on cash and time this Christmas doesn't mean we have to be low on creativity and fun. After nine solid months of being unemployed, I finally found a job. The upside being great - yeah for health insurance and a steady income! The downside, we're strapped for cash this Christmas and working full time I have to find more creative ways to spend quality time with my kids. Figuring out what I wanted to give our 11-year-old daughter was a challenge. Electronics are too easy and fleeting, plus we're not really going to spend time together. So, I came up with a unique way to make sure we spend fun times together in 2015. I purchased 26 envelopes, punched two holes on the side opposite the seal, and tied them with twine . I printed each letter of the alphabet with two weeks starting January 1, cut them out and pasted them on each of the envelopes. Every two weeks she gets to open and envelope and find a craft I found on Pinterest and sometimes a...